Cheque books request can be placed through Mobile Banking APP and at nearest branches.

Instant Payment Confirmation No more checking your mobile every time a payment is made. With our Sound Box, you’ll hear a clear voice alert confirming each successful transaction, helping you serve your customers faster and with confidence. Secure and Reliable Our Sound Box is designed to ensure every UPI transaction is securely acknowledged in real time. It works seamlessly with all major UPI apps including Google Pay, PhonePe, Paytm, and BHIM. User-Friendly Design Compact, lightweight, and easy to set up – our Sound Box fits perfectly on your shop counter and keeps you updated even during rush hours. Supports Multiple Languages To better serve our diverse community, the Sound Box can be customized to provide alerts in different languages based on your preference. Easy to install : Contact nerest branch for easy installattion.

Retailers Small businesses Street vendors Service providers

1. Registration: Users register their bank accounts with a UPI-enabled app (like BHIM, Google Pay, PhonePe, etc.). BHIM - NPCI POWERED BHARATS OWN PAYMENT APP 2. Virtual Payment Address (VPA): A unique VPA (e.g., username@bank) is created, acting as a virtual bank account identifier.  3. Transaction Initiation: When a user wants to send money, they enter the recipient's VPA, scan a QR code, or use a mobile number linked to UPI.  4. Authorization: The user authorizes the transaction by entering their UPI PIN.  5. Instant Transfer: The funds are instantly transferred from the sender's account to the recipient's account.

IMPS - Immediate Payment Service : You can transfer funds 24x7 and instantly. RTGS/NEFT - Any amounts within Banking Hours. Internal Transfer- Transfer with in our bank accounts 24x7 . *Benificiary adding is required for all the fund transfers.

Our Town Bank app is available in both Appstore and Playstore. https://play.google.com/store/apps/details?id=com.payyanurtownbank.com - Android Devices https://apps.apple.com/in/app/town-bank-payyanur/id6739565682 - Apple Devices (iOs)