Payyannur Town Bank
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Service Charges

Service Charges
Share application charge Rs 20/-
Mortgage Loan Application charge Rs 50/-
Locker Rent per year Rs 800/- Locker Due Interest 18%
SB & CA Account closing charge Rs 20/-
SB & CA Duplicate pass Book Rs 50/-
Loan Closing Processing charge
Personal Loan 0.10% Minimum Rs 20/- Maximum Rs 200/-
Mortgage Loan 0.10% Minimum Rs 100/- Maximum Rs 2000/-
Gold Loan Up to one Lakh Rs 25+ GST
Gold Loan Above 1 Lakh Rs 50+GST
Bill Collection Charges
Outstation Bills Up to Rs 5000/- Rs 20+ST
Outstation Bills Up to Rs 5001 to 10000 Rs 50+ST
Outstation Bills Up to Rs 10001 to 100000 Rs 50+ST
Outstation Bills Above 100000/- 15 paise per 100/-
Day deposit Duplicate Pass Book charge Rs 10/-
Notice Charges
Notice Charge- Ordinary Rs 25/-
Notice Charge Registered Rs 75/-
Documentation Charge 0.50% minimum Rs 300/- Maximum Rs 2000/-
Inspection Fee for OD Rs 200/-
HDFC DD charge
HDFC DD charge up to 1000 Rs 10/-
HDFC DD charge 1001 to 5000 Rs 20/-
HDFC DD charge 5001 to 10000 Rs 30/-
HDFC DD charge Above 100000 Rs 2 per 1000/-
NEFT/RTGS Charges
NEFT/RTGS Charges up to 10000 Rs 2.50+GST
NEFT/RTGS Charges 10001- 100000 Rs 5.00+GST
NEFT/RTGS Charges 100001 to 200000 Rs 15 + GST
NEFT/RTGS Charges 200001- 500000 Rs 25 +GST
NEFT/RTGS Charges Above 500000 Rs 50+GST
Entrance Fee
C Class Rs 5/-
A&D Rs 50/-
Folio Charge – Inoperative account and CA Accounts Rs 12/-
Gold Duplicate Card RS 5/-
Cheque return charge Rs 100/- Per cheque
Pre-closure charge after 6 months 1% of outstanding +gst
All charges exclude GST